Please visit http://advadvisor.wordpress.com/ for my up-to-date blog posts!
MJN
9.07.2010
8.06.2010
Investment News Net Article ~ Is this the start of a lost decade for bonds?
In a recent article on Investment News Net's website, they ask an important question:
As investors turn to fixed income, primarily bonds, as a safe source of funds are they creating the next problem?
From the article:
"given today's historically low interest rates, large budget deficits and the risk of inflation, one wonders whether investors are making this asset allocation choice at the beginning of what may ultimately prove to be a lost decade for bonds. In particular, the fixed-income asset class most favored during the financial crisis for its safety and liquidity — the Treasury bond — may face an unusually high level of interest rate risk in today's environment because of its long duration. "
The article continues to speak about the pricing of bonds and with the current historically low rates, and the threat of rising rates, how consumers going to bonds may not see any interest - even within the next decade. What does this mean to you?!? Now more than ever your clients need safe-money solutions!!
For the complete article click here: http://www.investmentnews.com/article/20100725/REG/307259999
Happy selling, stay focused.
Matt
http://twitter.com/advadvisor
866.363.9595 ::: matt.neuman@advisorsexcel.com
As investors turn to fixed income, primarily bonds, as a safe source of funds are they creating the next problem?
From the article:
"given today's historically low interest rates, large budget deficits and the risk of inflation, one wonders whether investors are making this asset allocation choice at the beginning of what may ultimately prove to be a lost decade for bonds. In particular, the fixed-income asset class most favored during the financial crisis for its safety and liquidity — the Treasury bond — may face an unusually high level of interest rate risk in today's environment because of its long duration. "
The article continues to speak about the pricing of bonds and with the current historically low rates, and the threat of rising rates, how consumers going to bonds may not see any interest - even within the next decade. What does this mean to you?!? Now more than ever your clients need safe-money solutions!!
For the complete article click here: http://www.investmentnews.com/article/20100725/REG/307259999
Happy selling, stay focused.
Matt
http://twitter.com/advadvisor
866.363.9595 ::: matt.neuman@advisorsexcel.com
7.30.2010
How Safe is FDIC Insurance?
Thanks to one of my partners, Global Financial Private Capital (GPFC) for this piece. Here's an excerpt:
…but the Federal Deposit Insurance Corp. (FDIC) pays Depositors when a Bank Fails, RIGHT?
The definitive answer to this question is both Yes and No:
Yes, the FDIC insures all deposits held within member banks and thrifts, currently up to
$250,000. As this insurance is backed by the “full faith and credit of the United States
Government”, the FDIC should be able to cover all future failures.
No, the FDIC is required by law to maintain a Deposit Insurance Fund (DIF) of at least 1.15% of total insured deposits. Currently, DIF is approximately $20 billion in the red, a negative ratio of 0.39% of insured deposits.
To read the entire article click: http://tinyurl.com/2vzamcb
Happy selling, stay focused.
…but the Federal Deposit Insurance Corp. (FDIC) pays Depositors when a Bank Fails, RIGHT?
The definitive answer to this question is both Yes and No:
Yes, the FDIC insures all deposits held within member banks and thrifts, currently up to
$250,000. As this insurance is backed by the “full faith and credit of the United States
Government”, the FDIC should be able to cover all future failures.
No, the FDIC is required by law to maintain a Deposit Insurance Fund (DIF) of at least 1.15% of total insured deposits. Currently, DIF is approximately $20 billion in the red, a negative ratio of 0.39% of insured deposits.
To read the entire article click: http://tinyurl.com/2vzamcb
Happy selling, stay focused.
Matt
http://twitter.com/advadvisor
866.363.9595 ::: matt.neuman@advisorsexcel.com
Article - Ten Stock Market Myths that Just Won't Die
An article was recently shared with Mike Reese, our IRA College trainer and IRA Expert, about common myths of the stock market that just won't die.
These myths include the 10% market return lie, that now is the time to get in the market, the high risk equals high return ratio, timing the market and being able to outperform anything with stocks. The article defames each myth in detail and is fantastic to have in your arsenal when clients hear these myths.
To read the full article, click here: http://tinyurl.com/26hwdby.
Stay Focused.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
These myths include the 10% market return lie, that now is the time to get in the market, the high risk equals high return ratio, timing the market and being able to outperform anything with stocks. The article defames each myth in detail and is fantastic to have in your arsenal when clients hear these myths.
To read the full article, click here: http://tinyurl.com/26hwdby.
Stay Focused.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
7.23.2010
Investors Lose Faith In Big Brokers!!
A JD Power & Associates Study came across my desk this week titled “Investors Lose More Faith in Big Brokers." How often do you run across Edward Jones, RBC Wealth Management, LPL Financial, Bank of America, Merrill Lynch, Morgan Stanley, Smith Barney or Wells Fargo?!?
The study by JD Power & Associates specifically mentions the above companies and how even though the market rebounded, clients were not satisfied with their brokers. Highlights from the article:
"The general reputation of brokerages, meanwhile, continued to sink this year despite the rebound. An increasing proportion of investors said they believe their investment firm is driven more by profit concerns than focused on the customer.
"Most investors have enjoyed positive short-term gains in their portfolio as a result of the market recovery, but this has not translated into an improvement in investor sentiment toward their firm," said David Lo, investment services director at J.D. Power."
Can you use this in appointments? Can you use this in seminars?
Contact me today for a complete copy of this article.
Take care and happy selling.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
The study by JD Power & Associates specifically mentions the above companies and how even though the market rebounded, clients were not satisfied with their brokers. Highlights from the article:
"The general reputation of brokerages, meanwhile, continued to sink this year despite the rebound. An increasing proportion of investors said they believe their investment firm is driven more by profit concerns than focused on the customer.
"Most investors have enjoyed positive short-term gains in their portfolio as a result of the market recovery, but this has not translated into an improvement in investor sentiment toward their firm," said David Lo, investment services director at J.D. Power."
Can you use this in appointments? Can you use this in seminars?
Contact me today for a complete copy of this article.
Take care and happy selling.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
7.21.2010
7.15.2010
$328 Million in Savings
George Steinbrenner, billionaire and long term owner of the New York Yankees, left this world with a great sense of timing. Steinbrenner passed away last week, leaving his heirs possibly hundreds of millions more. Since he died in 2010, his heirs do not have to pay an estate tax on his estate, estimated to be worth $1.1 Billion.
According to an article on MSNBC:
"Forbes magazine has estimated Steinbrenner's estate at $1.1 billion. The federal estate tax in 2009 was 45 percent, with the $3.5 million per-person exemption. If he had died last year, his estate could thus have faced federal taxes of almost $500 million, depending on how the estate was structured.
That doesn't mean his heirs permanently escape all taxes related to his assets. They will still have to ultimately pay a capital gains tax if and when assets are sold. And due to a change in tax law this year, the tax would be applied to the amount by which the assets have appreciated since Steinbrenner acquired them."
Click here for the complete article: http://www.msnbc.msn.com/id/38232917/ns/business-personal_finance/
This article is a great reminder to talk to your clients about estate planning and how you can help them. Call or email anytime I can help further.
Stay Focused.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
According to an article on MSNBC:
"Forbes magazine has estimated Steinbrenner's estate at $1.1 billion. The federal estate tax in 2009 was 45 percent, with the $3.5 million per-person exemption. If he had died last year, his estate could thus have faced federal taxes of almost $500 million, depending on how the estate was structured.
That doesn't mean his heirs permanently escape all taxes related to his assets. They will still have to ultimately pay a capital gains tax if and when assets are sold. And due to a change in tax law this year, the tax would be applied to the amount by which the assets have appreciated since Steinbrenner acquired them."
Click here for the complete article: http://www.msnbc.msn.com/id/38232917/ns/business-personal_finance/
This article is a great reminder to talk to your clients about estate planning and how you can help them. Call or email anytime I can help further.
Stay Focused.
MJN
Empowering the Country’s Best Advisors to Become Better.
Click Here for More on "The Advisor's Advisor"
1300 SW Arrowhead Dr, Ste 200 ::: Topeka, KS ::: 66612
866.363.9595 ::: matt.neuman@advisorsexcel.com
Subscribe to:
Posts (Atom)
Posts
